The realm of mobile payment is evolving and making ripples in the sea of digital advancements, thanks to the marketing efforts of the big brands in the likes of Apple, Starbucks, Google, Samsung, and Disney.

While the overall adoption of both consumers and businesses to mobile payments remains low, some experts say that 2015 represented a step in the right direction for the mobile payment technology.

Transactions that were once tethered to old-fashioned, fixed cash registers and the newer mobile point-of-sale (mPOS) technology are now being shifted to smartphones and other consumer mobile devices.

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